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Stanberry Stories Blog

Friday, September 2, 2022   /   by Jenny Carroll

Is a Recession Keeping You Off Market?

By John Case
Dripping Springs 
Cell: 925-382-9771
Cause and effect are often confusing when discussions of economics arise. Arguments pop up, primarily blaming an upcoming recession causing the number of property sales in recent times. The flip side of the argument is that the recession is causing a drop in real estate transactions. Neither of these arguments are true simply because slowdowns occur all of the time (economic increases also happen all of the time as well).
The real problem, if there is one, is that we like to hang labels on things which do not have solid definitions. The term ‘recession’ has this problem and causes arguments on whether there is one at all. The longest living and most used definition is as follows: ‘When the Gross Domestic Product (GDP) is 20% or more below the previous quarter for more than 2 consecutive quarters, the economy has entered into a recession’. This is all well and good but ignores some situations. The most ob. ...

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  buying power, economy, inflation, recession

Tuesday, July 19, 2022   /   by Jenny Carroll

Preventing Slab Settling

PREVENTING SLAB SETTLING

By Jeff Stewart, CCIM

 Last month set a record for the hottest June in recorded history. It sets the stage for a similar summer as we had in the drought of 2011. This means homeowners need to be proactive in safeguarding their foundations. This is especially true for owners with properties east of I-35 in the black clay.


     Slab foundations are engineered with beams, rebar and post tension cables to perform under great stress, but in the final analysis, they are still ground supported.  While engineered slabs seldom fail, they certainly can settle enough to bind doors and cause unsightly cracks in brick and drywall.  The key to preventing this is to maintain consistent moisture in the soil supporting the exterior beams of the foundation. As a former general contractor and officer of a builder warranty company, I have seen scores of houses with all degrees of settling. Many of the problems could have been largely a. ...

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  home, summer, dripping springs, home improvement, bastrop, water

Tuesday, July 19, 2022   /   by Jenny Carroll

What's Up With Interest Rates?

By John Case
You’re right, they’re up. From the looks of things, it appears that they may be so for some time. However, despite the doom and gloom that we see on TV, hear on the radio, or read in the paper or social media, this does not necessarily mean that if you have been looking to purchase a home that you are shut out of the market until such time that rates retreat to the levels we have seen for the past couple of years. 

Here is a little grounding for you with a long-term perspective. Interest rates have been declining since the early 1980’s. This mean that for many of you, you have not seen rates increase for 40 years. Without this perspective, any increase that you see in today’s mortgage market will look to be high. Through the past 40 years, the rates we see today are very inexpensive.

In you were to take out a mortgage today, 3 things are likely to happen. First, interest rates may continue to increase. This will make you look like a geni. ...

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  family, home, affordable housing, buying power, interest rates

Wednesday, January 5, 2022   /   by Jenny Carroll

Changes to the Homestead Exemption

NEW YEAR PROVIDES NEW BENEFITSFOR PROPERTY OWNERS WITH HOMESTEAD EXEMPTIONSProperty owners reminded to file for exemptions on property they own and live in

AUSTIN, Texas – The Travis Central Appraisal District (TCAD) is reminding property owners who own and live on a property to save money on their property tax bill by filing for their homestead exemptions.
“On average, a homestead exemption saved Travis County property owners $1,126 on their 2021 property tax bill,” said Chief Appraiser Marya Crigler. “Thanks to new laws and policies, property owners with homestead exemptions are set to enjoy even more reductions in 2022.”
Several types of homestead exemptions are available, including a general residence homestead exemption and exemptions for people over the age of 65, people and veterans with disabilities, and the surviving spouses of service members or first responders killed in the line of duty. To be eligible for a homestead exemption, a property ...

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  home, new, dripping springs, home improvement, bastrop